One thing I've learned as I head into my twilight years, is that nobody gets away with anything. If you didn't work like a dog in your 20s and you blew your money in your 30s and 40s, you're going to have to scrimp like crazy in your 50s and keep working well into your 60s. That's Money Karma in action: reward or punishment, depending on your previous financial actions. Good Money Karma works like this: if you had a good financial plan and instituted it, you probably have enough. Now it's time to give back. In their later years, my mother Georgette and stepfather nestled into a...
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